Commercial Vehicle Insurance
(North Carolina Only)

We offer a wide range of commercial auto insurance fit the needs of the small business operation. For vehicles ranging from passenger autos to tractor / trailers with 20 or fewer power units and no more than 40 total units, we can write a policy for auto liability and/or physical damage for 1 year or 6 months with the largest insurer in the nation of commercial auto.

Acceptable Business
  • Contractor/Tradesman/Construction Services
  • Courier Services (Letters/Packages)
  • Courtesy Passenger Transportation including Church & Day Care vans
  • Dirt, Sand and Gravel
  • Dump Trucks
  • Farming/Ranching/Fisheries
  • Flatbed Steel Haulers (Physical Damage only)
  • Food Services
  • Landscaping/Firewood/Snowplowing
  • Logging, Log Transport and Sawmills
  • Non-Business Services
  • Rollback Auto Haulers
  • Trucking for Hire & Transportation of Goods
  • Wholesale Manufacturing
  • Auto Liability for Tractor/trailers up to 300 miles
  • Physical damage available for Every Radius
  • Auto Liability Unlimited Radius Available for Some Classes
  • Many other Classes Available – CALL FOR DETAILS

Unacceptable Business
  • For-hire livery/passengers including Taxis & Tour buses
  • Debris removal, Garbage or Trash pickup
  • Emergency vehicles of all types
  • Medical Passenger transport of any type
  • Vehicles with a Guaranteed Delivery time
  • Vehicles leased or rented to others without drivers
  • Exhibition vehicles i.e. race cars & monster trucks
  • Hazardous Materials or Explosives
  • Steel, iron, coils, beams or rolls of steel for Auto Liability
  • Coal haulers
  • Tow Trucks & Wreckers
  • Vehicles used as a Primary Living Facility
  • Truck driving Schools
  • Prisoner, Reform School, Migrant Worker Transport
  • Hired or non-owned auto for couriers, pizza delivery
  • Trailer only policies
  • Mobile equipment, well drillers, dune buggies or kit cars
  • Transporting children to & from school
  • Contractors working out of state more than 3 months/year
  • Military vehicles, diplomats or embassies
* Not only can we give you the best service, but we’ll allow you to keep your commission at binding & pay the net premium! There is no need to wait 30 days or even longer for your commission !!!

*Terms may differ for fleets


900 Branchview Dr.
Suite 125
P.O. Box 266
Concord, NC 28026-0266
Phone: 704-786-8988
Toll Free: 800-361-4496
FAX: 704-786-8980

© 2005